Statistics Canada
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Assets, debts and net worth held by all family units1 in Canada
  1999 2005 1999 to 2005 1999 2005 1999 to 2005
  $ millions % change median ($) % change
Assets 3,947,765 5,622,674 42.4 184,622 229,930 24.5
Private pension assets2 1,151,606 1,631,894 41.7 57,602 68,020 18.1
RRSPs / LIRAs / RRIFs / other3 471,735 593,209 25.8 23,041 30,000 30.2
EPPs4 679,872 1,038,685 52.8 56,214 68,305 21.5
Financial assets, non pension 487,304 584,588 20.0 5,299 6,100 15.1
Deposits in financial institutions 182,336 237,325 30.2 2,880 3,600 25.0
Mutual funds / investment funds / income trusts 90,669 133,753 47.5 14,976 24,200 61.6
Stocks 103,698 103,063 -0.6 10,368 11,500 10.9
Bonds (saving and other) 29,172 34,619 18.7 2,880 2,500 -13.2
Other financial assets5 81,428 75,828 -6.9 5,530 6,000 8.5
Non-financial assets 1,914,119 2,816,366 47.1 115,204 141,700 23.0
Principal residence 1,247,857 1,879,657 50.6 144,005 180,000 25.0
Other real estate 266,340 480,828 80.5 72,578 85,000 17.1
Vehicles 141,886 171,205 20.7 10,368 11,557 11.5
Other non-financial assets6 258,036 284,675 10.3 11,520 10,000 -13.2
Equity in business 394,735 589,827 49.4 10,368 15,794 52.3
Debts 515,417 760,188 47.5 32,257 44,500 38.0
Mortgages 398,863 572,147 43.4 79,490 93,000 17.0
Principal residence 341,316 486,071 42.4 76,610 90,000 17.5
Other real estate 57,547 86,076 49.6 69,122 90,000 30.2
Line of credit 29,213 68,131 133.2 5,760 9,000 56.3
Credit card and instalment debt7 16,275 25,775 58.4 2,074 2,400 15.7
Student loans 17,256 19,974 15.8 8,295 9,000 8.5
Vehicle loans 32,620 46,105 41.3 10,368 11,000 6.1
Other debt 21,191 28,055 32.4 4,608 6,000 30.2
Net worth (balance: assets less debts)8 3,432,347 4,862,486 41.7 120,451 148,350 23.2
1.Family units: economic families (a group of two or more persons who live in the same dwelling and are related to each other by blood, marriage, common law or adoption) and unattached individuals (a person living either alone or with others to whom he or she is unrelated).
2.Excludes public plans administered or sponsored by governments: Old Age Security (OAS) including the Guaranteed Income Supplement (GIS) and the Spouse's Allowance (SPA), as well as the Canada/Quebec Pension Plans (C/QPP).
3.Registered Retirement Savings Plans (RRSPs), Registered Retirement Income Funds (RRIFs). Locked-in Retirement Accounts (LIRAs). “Other” includes Deferred Profit Sharing Plans (DPSPs), annuities and other miscellaneous pension assets.
4.Employer-sponsored Registered Pension Plans (EPPs). These plans were valued on a termination basis. Only plan membership to the time of the survey was considered. Interest rates are assumed based on current market rates.
5.Includes Registered Education Savings Plans (RESPs), treasury bills, mortgage-backed securities, money held in trust, money owed to the respondent and other miscellaneous financial assets, including shares of privately held companies.
6.The value of the contents of the respondent's principal residence, valuables and collectibles, copyrights and patents, etc.
7.Includes major credit cards and retail store cards, gasoline station cards, etc. Installment debt is the total amount owing on deferred payment or installment plans where the purchased item is to be paid for over a period of time.
8.For net worth, the median and average have been calculated based on all applicable family units, not just those with net worth greater or less than $0. The number and percentage of family units with net worth, however, are those with net worth greater or less than $0.