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Graduates owing money to government student loans at graduation, according to whether or not they had repaid their student loan in 2005 
  All levels of study College Bachelor Master and Doctorate
Graduates who had paid off their student loans in 2005        
Estimated number of graduates 24,882 9,592 11,618 3,673
Average debt owed at graduation ($) 12,800 10,400 14,900 12,700
Average debt owed in 2005 ($) ... ... ... ...
Employed in 2005 (%) 93.9 93.3 94.8 92.7
With personal income in 2004 (%) 96.4 96.6 95.9 97.7
Average income in 2004 ($) 49,900 38,400 53,100 68,200
Married or living common law (%) 60.3 58.8 58.0 71.6
With dependents (%) 37.1 37.7 34.6 43.3
Still owe money to non-government sources (%) 29.6 28.1E 30.2E 31.1E
Average remaining debt to non-government sources ($) 11,700 6,200E 13,300E 17,900E
Difficulty repaying their government student loan (%) 18.2 25.5 14.0 12.3
Graduates still owing in 2005        
Estimated number of graduates 32,207 13,723 14,487 3,998
Average debt owed at graduation ($) 19,400 14,500 23,200 22,600
Average debt owed in 2005 ($) 12,000 8,900 14,400 14,300
Employed in 2005 (%) 92.4 89.4 94.3 95.9
With personal income in 2004 (%) 96.9 96.4 97.3 97.3
Average income in 2004 ($) 41,700 34,000 44,200 57,200
Married or living common law (%) 57.2 55.5 56.4 65.8
With dependents (%) 41.4 44.9 38.3 40.2
Still owe money to non-government sources (%) 59.5 60.4 55.1 71.7
Average remaining debt to non-government sources ($) 10,700 6,600 12,800E 11,500
Difficulty repaying government student loan (%) 45.5 51.3 41.0 42.1
...not applicable
Euse with caution
Note:Graduates who pursued further education after 2000, as well as those who did not provide the amount owed at the time of the 2002 or the 2005 interview, are excluded from this table.


Profile of debt to government student loan programs for graduates owing at graduation
  All levels of study College Bachelor Master and Doctorate
Graduates with debts at graduation (%) 43.7 43.2 46.5 37.5
Average debt owed at graduation ($) 16,500 12,700 19,600 17,900
Graduates who still owed two years after graduation (%) 33.2 33.2 35.7 25.7
Average remaining debt for those who still owed two years after graduation ($) 13,700 10,300 16,200 16,200
Graduates who still owed five years after graduation (%) 22.6 22.5 24.2 18.7
Average remaining debt for those who still owed five years after graduation ($) 12,000 8,900 14,400 14,300
Estimated number of graduates 62,271 26,422 27,847 8,002
Note:Graduates who pursued further education after 2000 are excluded from this table.