Table A.10
Multivariate results on certainty regarding planned age of retirement of near-retirees, Canada, 2007 — Ordered probit model

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  Don't know or not at all certain Somewhat certain Very certain
percentage
Predicted probability of outcome
30.3
40.3
29.4
Difference associated with change in…
  percentage points
Age
ns
ns
ns
Age squared
ns
ns
ns
Gender
Men
rg
rg
rg
Women
3.5 pts
ns
- 3.5 pts
Marital Status
Married/Common-law
rg
rg
rg
Other
4.8 pts
ns
- 4.5 pts
Immigration Status
Canadian-born
rg
rg
rg
Immigrated before 1975
5.2 pts
ns
-4.8 pts
Immigrated between 1975 and 1989
5.8 pts
ns
-5.4 pts
Immigrated since 1990
ns
ns
ns
Self-assessed health
Excellent
rg
rg
rg
Very good
3.0 pts
ns
-3.0 pts
Good
6.4 pts
-0.4 pts
-6.0 pts
Fair or poor
13.2 pts
-2.1 pts
- 11.1 pts
Unionization
Paid employee - non-union
rg
rg
rg
Paid employee - union
- 4.8 pts
ns
4.8 pts
Self-employed
4.2 pts
ns
- 3.9 pts
Occupation
Management
ns
ns
ns
Professional
ns
ns
ns
Technologists and Technicians
ns
ns
ns
Clerical
ns
ns
ns
Sales and Services
ns
ns
ns
Trades, Transportation and Equipment Operators
ns
ns
ns
Occupations in Primary Industries
ns
ns
ns
Occupations in Processing, Manufacturing and Utilities
rg
rg
rg
Job tenure
- 0.4 pts
ns
0.4 pts
Pension coverage
No pension
rg
rg
rg
Yes pension
- 10.0 pts
ns
9.9 pts
Inconsistent answers1
- 5.6 pts
ns
5.9 pts
Contribution to a registered retirement savings plan (RRSP) in the past five years
No RRSP contribution †
rg
rg
rg
Yes - Assets less than $50,000
ns
ns
ns
Yes - Assets $50,000 to $100,000
-7.7 pts
-0.6 pts
8.3 pts
Yes - Assets greater than $100,000
-9.7 pts
-0.9 pts
10.6 pts
Yes - Assets not stated
ns
ns
ns
Household income
Less than $40,000
rg
rg
rg
$40,000 to $59,999
ns
ns
ns
$60,000 to $79,999
-6.2 pts
ns
6.6 pts
$80,000 to $99,999
ns
ns
ns
$100,000 or more
- 8.5 pts
ns
8.8 pts
Not stated
ns
ns
ns
Housing tenure
Housing rented
rg
rg
rg
Housing owned with mortgage
ns
ns
ns
Housing owned without mortgage
ns
ns
ns
Housing tenure not stated or other
ns
ns
ns
rg Reference group.
ns Not significant.
1. About 10% of respondents provided inconsistent answers to the two questions about pension coverage and are treated as a separate category.
Note: Percentage point differences in this table are to be interpreted by comparing them to the reference group for each characteristic. For instance, it is predicted that women will be 3.5% points more likely than men to state that they don't know or are not at all certain about their planned age for retiring.
Source: Statistics Canada, General Social Survey, 2007.