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Table A.10
Multivariate results on certainty regarding planned age of retirement of near-retirees, Canada, 2007 — Ordered probit model
| Don't know or not at all certain | Somewhat certain | Very certain | |
|---|---|---|---|
| percentage | |||
| Predicted probability of outcome | 30.3 |
40.3 |
29.4 |
| Difference associated with change in… | |||
| percentage points | |||
| Age | ns |
ns |
ns |
| Age squared | ns |
ns |
ns |
| Gender | |||
| Men | rg |
rg |
rg |
| Women | 3.5 pts |
ns |
- 3.5 pts |
| Marital Status | |||
| Married/Common-law | rg |
rg |
rg |
| Other | 4.8 pts |
ns |
- 4.5 pts |
| Immigration Status | |||
| Canadian-born | rg |
rg |
rg |
| Immigrated before 1975 | 5.2 pts |
ns |
-4.8 pts |
| Immigrated between 1975 and 1989 | 5.8 pts |
ns |
-5.4 pts |
| Immigrated since 1990 | ns |
ns |
ns |
| Self-assessed health | |||
| Excellent | rg |
rg |
rg |
| Very good | 3.0 pts |
ns |
-3.0 pts |
| Good | 6.4 pts |
-0.4 pts |
-6.0 pts |
| Fair or poor | 13.2 pts |
-2.1 pts |
- 11.1 pts |
| Unionization | |||
| Paid employee - non-union | rg |
rg |
rg |
| Paid employee - union | - 4.8 pts |
ns |
4.8 pts |
| Self-employed | 4.2 pts |
ns |
- 3.9 pts |
| Occupation | |||
| Management | ns |
ns |
ns |
| Professional | ns |
ns |
ns |
| Technologists and Technicians | ns |
ns |
ns |
| Clerical | ns |
ns |
ns |
| Sales and Services | ns |
ns |
ns |
| Trades, Transportation and Equipment Operators | ns |
ns |
ns |
| Occupations in Primary Industries | ns |
ns |
ns |
| Occupations in Processing, Manufacturing and Utilities | rg |
rg |
rg |
| Job tenure | - 0.4 pts |
ns |
0.4 pts |
| Pension coverage | |||
| No pension | rg |
rg |
rg |
| Yes pension | - 10.0 pts |
ns |
9.9 pts |
| Inconsistent answers1 | - 5.6 pts |
ns |
5.9 pts |
| Contribution to a registered retirement savings plan (RRSP) in the past five years | |||
| No RRSP contribution † | rg |
rg |
rg |
| Yes - Assets less than $50,000 | ns |
ns |
ns |
| Yes - Assets $50,000 to $100,000 | -7.7 pts |
-0.6 pts |
8.3 pts |
| Yes - Assets greater than $100,000 | -9.7 pts |
-0.9 pts |
10.6 pts |
| Yes - Assets not stated | ns |
ns |
ns |
| Household income | |||
| Less than $40,000 | rg |
rg |
rg |
| $40,000 to $59,999 | ns |
ns |
ns |
| $60,000 to $79,999 | -6.2 pts |
ns |
6.6 pts |
| $80,000 to $99,999 | ns |
ns |
ns |
| $100,000 or more | - 8.5 pts |
ns |
8.8 pts |
| Not stated | ns |
ns |
ns |
| Housing tenure | |||
| Housing rented | rg |
rg |
rg |
| Housing owned with mortgage | ns |
ns |
ns |
| Housing owned without mortgage | ns |
ns |
ns |
| Housing tenure not stated or other | ns |
ns |
ns |
| rg Reference group. | |||
| ns Not significant. | |||
| 1. About 10% of respondents provided inconsistent answers to the two questions about pension coverage and are treated as a separate category. | |||
| Note: Percentage point differences in this table are to be interpreted by comparing them to the reference group for each characteristic. For instance, it is predicted that women will be 3.5% points more likely than men to state that they don’t know or are not at all certain about their planned age for retiring. | |||
| Source: Statistics Canada, General Social Survey, 2007. | |||
