Table A.3
Certainty regarding retirement plans of near-retirees, by financial characteristics, Canada, 2007
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Somewhat/very certain | Not at all certain/Don't know | Don't intend to retire | Total | |
---|---|---|---|---|
Pension coverage | ||||
Yes |
74.7*
|
20.5*
|
4.8*
|
100.0
|
No† |
47.6
|
35.8
|
16.6
|
100.0
|
Inconsistent answers 1 |
58.0*
|
31.0
|
10.9*
|
100.0
|
Contributed to a registered retirement savings plan (RRSP) in the past five years | ||||
No † |
49.3
|
36.0
|
14.7
|
100.0
|
Yes |
66.6*
|
24.6*
|
8.8*
|
100.0
|
Yes - Assets under $50,000 |
61.0*
|
29.4*
|
9.6*
|
100.0
|
Yes - Assets $50,000 to $100,000 |
74.2*
|
19.1*
|
6.7*
|
100.0
|
Yes - Assets greater than $100,000 |
74.4*
|
17.9*
|
7.8*
|
100.0
|
Yes - Assets not stated |
53.1
|
34.1
|
12.8
|
100.0
|
Pensions and RRSPs | ||||
No pension/No RRSP† |
35.7
|
43.1
|
21.2
|
100.0
|
No pension/Yes RRSP |
55.0*
|
31.0*
|
14.0*
|
100.0
|
Yes pension/No RRSP |
69.4*
|
24.7*
|
5.9*
|
100.0
|
Yes Pension/Yes RRSP |
76.5*
|
19.1*
|
4.5*
|
100.0
|
Inconsistent answers 1 |
58.3*
|
30.7*
|
11.0*
|
100.0
|
Personal income | ||||
Less than $20,000† |
41.6
|
40.6
|
17.7
|
100.0
|
$20,000 to $39,999 |
53.4*
|
33.7*
|
12.9*
|
100.0
|
$40,000 to $59,999 |
66.8*
|
26.0*
|
7.2*
|
100.0
|
$60,000 to $79,999 |
71.9*
|
21.1*
|
7.0*
|
100.0
|
$80,000 or more |
76.4*
|
16.1*
|
7.5*
|
100.0
|
Not stated |
49.6*
|
36.4
|
14.0
|
100.0
|
Household income | ||||
Less than $40,000† |
44.2
|
39.9
|
15.9
|
100.0
|
$40,000 to $59,999 |
52.1*
|
35.7
|
12.1
|
100.0
|
$60,000 to $79,999 |
67.4*
|
24.6*
|
8.0*
|
100.0
|
$80,000 to $99,999 |
64.6*
|
25.6*
|
9.9*
|
100.0
|
$100,000 or more |
75.1*
|
17.2*
|
7.6*
|
100.0
|
Not stated |
50.5*
|
37.0
|
12.5
|
100.0
|
Housing tenure | ||||
Rented† |
48.1
|
35.6
|
16.3
|
100.0
|
Owned with mortgage |
61.8*
|
28.7*
|
9.5*
|
100.0
|
Owned without mortgage |
67.3*
|
23.5*
|
9.3*
|
100.0
|
† Reference group. | ||||
* Statistically significant difference from reference group at p < 0.05. | ||||
1. About 10% of respondents provided inconsistent answers to the two questions about pension coverage and are treated as a separate category. | ||||
Source: Statistics Canada, General Social Survey, 2007. |
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