Table 7
Non-retired labour force participants aged 25 to 64: Primary source of income anticipated in retirement, by socio-economic characteristics, Canada 2008
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| Government pensions | Workplace pensions | Registered retirement savings plan or retirement income fund | Other | Don't know | Total | |
|---|---|---|---|---|---|---|
| percent | ||||||
| Total | 16.2 | 29.3 | 27.6 | 14.3 | 12.7 | 100.0 |
| Male | 14.3 | 28.6 | 29.0 | 16.2 | 12.0 | 100.0 |
| Female | 18.3 | 30.2 | 26.0 | 12.1 | 13.5 | 100.0 |
| Age group | ||||||
| 25 to 34 | 9.9 | 27.5 | 30.6 | 15.6 | 16.3 | 100.0 |
| 35 to 44 | 12.0 | 29.4 | 30.9 | 14.6 | 13.0 | 100.0 |
| 45 to 54 | 20.6 | 30.8 | 23.7 | 13.5 | 11.4 | 100.0 |
| 55 to 64 | 25.6 | 29.2 | 24.1 | 12.8 | 8.4 | 100.0 |
| Marital status | ||||||
| Married/Living common-law | 15.2 | 30.1 | 28.8 | 14.6 | 11.3 | 100.0 |
| Separated/Divorced/Widowed | 23.2 | 29.3 | 19.5 | 12.3 | 15.7 | 100.0 |
| Never married | 16.8 | 25.8 | 26.5 | 13.9 | 17.1 | 100.0 |
| Educational attainment | ||||||
| Less than high school | 31.2 | 14.9 | 13.9 | 17.8 | 22.3 | 100.0 |
| High school/Some postsecondary | 19.6 | 25.9 | 24.5 | 14.8 | 15.2 | 100.0 |
| Postsecondary certificate or diploma | 14.5 | 30.3 | 29.5 | 13.9 | 11.8 | 100.0 |
| University degree | 10.5 | 35.3 | 32.4 | 13.1 | 8.7 | 100.0 |
| Immigration status | ||||||
| Born in Canada | 14.9 | 32.4 | 27.6 | 14.3 | 10.9 | 100.0 |
| Immigrated prior to 1980 | 19.8 | 26.9 | 29.8 | 12.6 | 10.8 | 100.0 |
| Immigrated 1980 to 1998 | 21.4 | 18.9 | 30.1 | 10.5 | 19.1 | 100.0 |
| Immigrated 1999 to 2009 | 21.3 | 13.7 | 25.8 | 16.1 | 23.1 | 100.0 |
| Employment status | ||||||
| Paid employee | 15.4 | 35.4 | 26.4 | 10.6 | 12.2 | 100.0 |
| Self-employed | 13.1 | 5.7 | 37.8 | 34.5 | 9.0 | 100.0 |
| Unemployed | 28.9 | 13.1 | 20.5 | 13.3 | 24.2 | 100.0 |
| Pension plan coverage | ||||||
| No RPP coverage | 19.0 | 2.9 | 48.5 | 20.3 | 9.3 | 100.0 |
| Defined-contribution plan | 9.1 | 47.6 | 23.2 | 9.1 | 11.0 | 100.0 |
| Defined-benefit plan | 7.0 | 63.5 | 17.1 | 5.8 | 6.6 | 100.0 |
| Plan mixed or not stated | 10.5 | 39.2 | 22.6 | 9.6 | 18.1 | 100.0 |
| Not planning for retirement | 33.0 | 5.3 | 14.1 | 22.3 | 25.3 | 100.0 |
| Household income | ||||||
| Less than $20,000 | 34.1 | 6.7 | 15.2 | 16.8 | 27.2 | 100.0 |
| $20,000 to $39,999 | 30.4 | 15.6 | 16.7 | 16.0 | 21.3 | 100.0 |
| $40,000 to $59,999 | 24.2 | 22.8 | 23.5 | 13.2 | 16.2 | 100.0 |
| $60,000 to $79,999 | 18.8 | 27.6 | 25.5 | 14.0 | 14.1 | 100.0 |
| $80,000 to $99,999 | 11.4 | 35.5 | 29.5 | 12.7 | 11.0 | 100.0 |
| $100,000 or more | 7.7 | 36.7 | 33.8 | 14.6 | 7.3 | 100.0 |
| Housing tenure | ||||||
| Owned, no mortgage | 16.9 | 27.8 | 28.4 | 16.2 | 10.8 | 100.0 |
| Owned, with mortgage | 13.5 | 32.7 | 29.3 | 14.0 | 10.6 | 100.0 |
| Rent | 22.1 | 23.1 | 23.3 | 13.2 | 18.3 | 100.0 |
| Province | ||||||
| Newfoundland & Labrador | 28.7 | 33.3 | 18.0 | 7.4 | 12.6 | 100.0 |
| Prince Edward Island | 27.2 | 27.3 | 16.5 | 14.1 | 14.9 | 100.0 |
| Nova Scotia | 21.1 | 33.9 | 19.6 | 16.2 | 9.2 | 100.0 |
| New Brunswick | 26.7 | 30.0 | 18.8 | 11.2 | 13.3 | 100.0 |
| Québec | 18.4 | 32.8 | 25.7 | 11.0 | 12.2 | 100.0 |
| Ontario | 14.1 | 30.7 | 29.0 | 12.8 | 13.5 | 100.0 |
| Manitoba | 14.1 | 34.0 | 21.8 | 13.9 | 16.2 | 100.0 |
| Saskatchewan | 11.6 | 31.9 | 24.3 | 21.4 | 10.8 | 100.0 |
| Alberta | 10.6 | 22.3 | 32.2 | 22.7 | 12.2 | 100.0 |
| British Columbia | 20.2 | 22.4 | 29.6 | 16.2 | 11.7 | 100.0 |
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