Employees participating in selected non-wage benefits
Almost 75% of employees had access to at least one non-wage benefit in 2005
Non-wage benefits in the form of supplemental medical insurance, life insurance or disability insurance, dental insurance plans, retirement plans, and personal or family support programs, such as child care, employee assistance, and fitness and recreation services, were prevalent in the workplace in 2005. Almost three out of four employees had access to at least one such benefit, and almost one in three had access to at least one personal or family support program through their employers.
Health-related benefits, such as medical and dental plans, and life or disability insurance plans remained the most common types of non-wage benefit plans (40.6% of employees had access to at least one), while group registered retirement savings plans (RRSPs) and stock purchase plans were not as widespread (18.4% and 5.8%, respectively).
Access to non-wage benefit plans varied widely across occupational groups. People employed in marketing or sales had the lowest rate of access to them (43.4%),while those in professional and managerial positions had the highest rate of access (89.1% and 79.4%, respectively). Men were somewhat more likely than women to have access to non-wage benefits (76.9% versus 71.3%), while those under 25 years of age had a lower rate of access (46.8%).
The rate of access to non-wage benefits was higher among workers who were unionized (88.5% versus 68.6% for the non-unionized) or employed full time (78.9% versus 47.4% for part time). The likelihood of having access to these benefits also rose with earnings—39.6% of those with an hourly wage under $12 had access to them, compared with 74.4% for those earning from $12 to $20 and 89.4% for those earning more than $20 per hour.
Percentage of employees participating in selected non-wage benefits and family support programs through their employers, 2005
Note: Some industries are excluded from the survey, such as public administration.
Source: Statistics Canada, 2005 Workplace and Employee Survey.
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