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Table 5 Probability of having a mortgage

Standard table symbols

  Model 1 with postsecondary education Model 2 without postsecondary education
Estimated coefficient Predicted probability (%) Estimated coefficient Predicted probability (%)
Intercept 2.419 92 2.326 91
Student loan status (ref. non-borrower)
Borrower 0.335* 94 0.460 94
Highest education level (ref. some postsecondary)
Some high school ... ... 0.091 92
High school graduate ... ... 0.138 92
(ref. bachelor's degree)
Non-university postsecondary 0.101 93 ... ...
Graduate degree -0.514* 87 ... ...
* significantly different from the reference group (ref.) at the 0.05 level.
Note: Sample size of Model 1 is 6,683 observations representing over 3.7 million weighted individuals. Model 2 is 3,559 observations representing over 2 million weighted individuals. Samples for both models include individuals age 20 to 45 who were not students in 2007.
Source: Statistics Canada, Survey of Labour and Income Dynamics, 2007.