Table 4 Distribution of households with a mortgage by size of mortgage liability and age, selected years

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  Mortgage-liability ratio
Under 10% 10% to 19% 20% and more Total
All households %
1997 17.8 42.3 39.8 100.0
2001 18.7 49.8 31.5 100.0
2008 18.7 43.2 38.1 100.0
Under 35
1997 15.4 41.9 42.8 100.0
2001 19.4 47.9 32.7 100.0
2008 20.2 34.5 45.3 100.0
35 to 44
1997 14.7 43.3 42.0 100.0
2001 16.8 51.0 32.1 100.0
2008 15.2 43.8 41.1 100.0
45 to 54
1997 22.1 43.2 34.7 100.0
2001 20.8 51.3 27.9 100.0
2008 21.5 48.7 29.8 100.0
55 to 64
1997 21.8 39.7 38.5 100.0
2001 17.1 51.5 31.4 100.0
2008 19.6 42.3 38.2 100.0
Note: Respective sample sizes were too small to show reliable distributions for households 65 and over. Mortgage-liability ratio is mortgage payment expressed as a percentage of disposable income.
Sources: Statistics Canada, Survey of Household Spending, 1997, 2001 and 2008.