Table 1
Distribution of borrowers and total debt across selected characteristics1

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Table 1
Distribution of borrowers and total debt across selected characteristics
 Table summary
 This table displays the results of distribution of borrowers and total debt across selected characteristics. This information is grouped by all persons, borrowers, total debt outstanding and mean debt per borrower (appearing as column headers), calculated using percentage and thousands as a unit of measure.
  All persons1 Borrowers Total debt outstanding Mean debt per borrower
('000)
Persons 18 and over 20,731 13,773 ... ...
  % $
Total 100 100 100 114,400
Age
Under 45 45 54 61 129,200
45 to 64 37 38 34 102,800
65 and over 18 7 4 66,000
Household type
Unattached individuals 15 10 6 63,000
Married couples only 34 30 28 105,200
Married couples with children and/or relatives 30 39 50 144,600
Lone parents 5 6 5 100,800
Others 16 14 12 94,000
Education2
Less than postsecondary 47 41 33 90,900
Postsecondary: non-university 24 27 27 114,300
Postsecondary: university 28 31 40 145,400
Household income before tax
Under $50,000 35 25 13 57,700
$50,000 to $99,999 34 38 31 95,400
$100,000 and over 31 37 56 172,400
Region
Atlantic 7 7 4 69,300
Quebec 26 25 18 78,900
Ontario 37 37 40 124,700
Manitoba and Saskatchewan 7 6 5 84,900
Alberta 11 12 16 157,700
British Columbia 13 13 17 155,500
Tenure2
Owner without a mortgage 34 20 11 64,000
Owner with a mortgage 39 58 82 161,200
Renter 26 22 7 36,200
1. Excludes those who did not answer the Canadian Financial Capability Survey (CFCS) debt module.
2. Excludes those with missing information on this characteristic.
... not applicable
Source: Statistics Canada, Canadian Financial Capability Survey (CFCS), 2009.
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