Notes

^1.

'Year' refers to a 12-month fiscal period, here and throughout the report.

^2.

Unless otherwise stated, fraud or fraudulent activities include only real or actual incidents of fraud and do not include attempted or suspected frauds.

^3.

Use this figure with caution; CV greater than 25%; see the 'Data sources and methodology' section for more information.

^4.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^5.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^6.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^7.

Use this figure with caution; CV greater than 25%; see the 'Data sources and methodology' section for more information.

^8.

Incidents of false billing and other types of non-employee fraud were reported solely among property insurance establishments. False claims made-up 100% of non-employee frauds reported by health insurance establishments and 55% of non-employee frauds experienced by property insurance establishments.

^9.

Questions pertaining to the methods by which frauds were committed were posed to all business establishments reporting actual or attempted incidents of fraud, not just those reporting actual frauds.

^10.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^11.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^12.

Use this figure with caution, CV greater than 25%; see the 'Data sources and methodology' section for more information.

^13.

Includes all business establishments reporting actual and/or attempted incidents of fraud to these authorities.

^14.

Applies only to individual banks able to provide information on actual and/or attempted incidents of fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^15.

Includes all business establishments reporting actual and/or attempted incidents of fraud to these authorities. Figures on reporting to other authorities for insurance establishments are not available for release for reasons of confidentiality or because estimates produced are too unreliable to be published.

^16.

Applies only to individual establishments providing information on fraud experienced in the previous 12 months; excludes establishments for which information was provided by a head office due to a lack of establishment-specific information.

^17.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^18.

Applies only to individual establishments able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^19.

Applies only to individual establishments able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^20.

Specific breakdowns of the financial losses due to fraud among insurance establishments are unavailable for public release, in order to meet the confidentiality requirements of the Statistics Act or because the estimates produced are too unreliable to be published.

^21.

Use this figure with caution, CV greater than 25%; see the 'Data sources and methodology' section for more information.

^22.

Use this figure with caution, CV greater than 25%; see the 'Data sources and methodology' section for more information.

^23.

Applies only to individual establishments able to provide information on fraud experienced in the previous 12 months; excludes establishments for which information was provided by a head office due to a lack of establishment-specific information.

^24.

Applies only to individual banks able to provide information on fraud experienced in the previous 12 months; excludes banking establishments for which information was provided by a head office due to a lack of establishment-specific information.

^25.

Applies only to individual establishment providing information on fraud experienced in the previous 12 months; excludes establishments for which information was provided by a head office due to a lack of establishment-specific information.

^26.

Due to small numbers, a specific breakdown of the financial costs recovered or avoided through fraud detection and prevention among insurance establishments is unavailable for public release in order to meet the confidentiality requirements of the Statistics Act, or because estimates produced are too unreliable to be published.

^27.

Due to small numbers, a specific breakdown of the detection methods used by victims and non-victims among insurance establishments is unavailable for public release in order to meet the confidentiality requirements of the Statistics Act, or because estimates produced are too unreliable to be published.