Statistics by subject – Income, pensions, spending and wealth

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All (15)

All (15) (15 of 15 results)

  • Articles and reports: 75-001-X201010811331
    Description:

    This article examines the extent to which family income of individuals in their mid-fifties is 'replaced' by other sources of income during the retirement years. It does so by tracking various cohorts of tax filers as they age from their mid-fifties to their late seventies and over. Earlier work examined this question for the 50% of the population with strong labour market attachment during their mid-fifties. This paper extends that work to include 80% to 85% of the population.

    Release date: 2010-08-27

  • Articles and reports: 75-001-X200810213203
    Description:

    A wide variety of assets can be held in registered retirement savings plans ranging from investments with predictable values, like guaranteed investment certificates, to those whose values vary, like stocks of individual companies. Returns to these investments, and therefore income levels in retirement, can vary dramatically, depending on the economic climate and the mix of investments. This article examines the characteristics of families with RRSPs and the allocation of assets within their RRSPs according to the level of predictability of the return on investment.

    Release date: 2008-03-18

  • Articles and reports: 75-001-X200710413185
    Description:

    Payday loans are part of the growing alternative consumer credit market in Canada. These loans are for relatively small amounts ($100 to $1,000) and are short-term, with repayment usually made on or before the next payday. Although the convenience of payday loans makes them attractive, concerns have been raised about questionable practices within the industry, including high borrowing costs, insufficient disclosure of contract terms, and unfair collection practices. Who uses payday loans and why?

    Release date: 2007-06-19

  • Articles and reports: 75-001-X200511013151
    Description:

    The Guaranteed Income Supplement is one of the pillars of Canada's safety net for seniors. Available to those with little or no income other than Old Age Security, it plays an integral part in reducing low income among those 65 and over. However, a misunderstanding of the rules and requirements has meant that some eligible seniors are missing out.

    Release date: 2005-12-22

  • Articles and reports: 75-001-X200510313137
    Description:

    Local government revenues are increasingly perceived as inadequate to fund the program responsibilities of municipalities. Property taxes (residential and non-residential) are by far the most important revenue source, accounting for 35% in 2003 (up from 30% in 1988). But, residential property taxes are commonly viewed as regressive in relation to income. This study uses the 2001 Census of Population to quantify the regressiveness of residential property taxes in Canadian municipalities, and to examine whether regressive taxes are generally attributable to lower-income seniors living in high-priced homes.

    Release date: 2005-06-20

  • Articles and reports: 75-001-X200410413117
    Description:

    This paper examines the economic challenges of moving to a new country.

    Release date: 2004-06-14

  • Articles and reports: 75-001-X200311013102
    Description:

    This article examines the changes to family wealth during the economic boom of 1984 to 1999. In the absence of longitudinal data, changes in family wealth can be estimated using cohorts of 'similar' families from two points in time.

    Release date: 2003-12-08

  • Articles and reports: 75-001-X200310813097
    Description:

    This paper examines the factors that influence the decision to hire domestic help.

    Release date: 2003-08-26

  • Articles and reports: 75-001-X200310113083
    Description:

    This article takes a brief look at family incomes in 2000 and changes that have occurred since 1980.

    Release date: 2003-03-24

  • Articles and reports: 75-001-X200310113082
    Description:

    This paper looks at why people contribute to registered retirement savings plans (RRSPs). It examines personal and family characteristics.

    Release date: 2003-03-24

  • Articles and reports: 75-001-X20010075880
    Description:

    This article looks at several factors which all influence the rate at which people participate in registered retirement savings plans (RRSPs).

    Release date: 2001-09-12

  • Articles and reports: 88-003-X20010025760
    Description:

    In April 2001, Statistics Canada released information from the Survey of electronic commerce and technology, 2000. Among the interesting findings, the data revealed that while sales over the Internet rose sharply in 2000, the proportion of businesses selling on-line fell.

    Release date: 2001-05-02

  • Articles and reports: 81-003-X19980044653
    Description:

    This paper is a joint project of Human Resources Development Canada and Statistics Canada which uses data from the Canada Sudent Loans Program administrative data system to examine general patterns of Canada Student Loan debt in the 1990-91 to 1995-96 time frame for all full-time students, as well as specific trends in student debt by type of educational institution attended. It does not examine loans received through provincial programs. First, we look at the number of students with Canada Student Loans who entered into repayment and the average values of their loans in 1995 constant dollars. We then go on to analyse trends in loan activity and replayment patterns, including repayment difficulties, loan defaults and bankruptcies, and early repayment in full.

    Release date: 1999-07-30

  • Articles and reports: 89-553-X19980014018
    Description:

    In this chapter we document trends in social transfers, market incomes and family composition from 1973 through 1995, and their impact on the incidence of low-income among four generations: children (new-borns to those 14 years of age), young adults (25 to 34), the older working-age population (45 to 54), and the elderly (over 65).

    Release date: 1998-11-05

  • Articles and reports: 75-001-X199100352
    Description:

    Are the rich getting richer and the poor getting poorer? This article studies the growth of family income and the distribution of after-tax income in the 1980s.

    Release date: 1991-09-05

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Analysis (15)

Analysis (15) (15 of 15 results)

  • Articles and reports: 75-001-X201010811331
    Description:

    This article examines the extent to which family income of individuals in their mid-fifties is 'replaced' by other sources of income during the retirement years. It does so by tracking various cohorts of tax filers as they age from their mid-fifties to their late seventies and over. Earlier work examined this question for the 50% of the population with strong labour market attachment during their mid-fifties. This paper extends that work to include 80% to 85% of the population.

    Release date: 2010-08-27

  • Articles and reports: 75-001-X200810213203
    Description:

    A wide variety of assets can be held in registered retirement savings plans ranging from investments with predictable values, like guaranteed investment certificates, to those whose values vary, like stocks of individual companies. Returns to these investments, and therefore income levels in retirement, can vary dramatically, depending on the economic climate and the mix of investments. This article examines the characteristics of families with RRSPs and the allocation of assets within their RRSPs according to the level of predictability of the return on investment.

    Release date: 2008-03-18

  • Articles and reports: 75-001-X200710413185
    Description:

    Payday loans are part of the growing alternative consumer credit market in Canada. These loans are for relatively small amounts ($100 to $1,000) and are short-term, with repayment usually made on or before the next payday. Although the convenience of payday loans makes them attractive, concerns have been raised about questionable practices within the industry, including high borrowing costs, insufficient disclosure of contract terms, and unfair collection practices. Who uses payday loans and why?

    Release date: 2007-06-19

  • Articles and reports: 75-001-X200511013151
    Description:

    The Guaranteed Income Supplement is one of the pillars of Canada's safety net for seniors. Available to those with little or no income other than Old Age Security, it plays an integral part in reducing low income among those 65 and over. However, a misunderstanding of the rules and requirements has meant that some eligible seniors are missing out.

    Release date: 2005-12-22

  • Articles and reports: 75-001-X200510313137
    Description:

    Local government revenues are increasingly perceived as inadequate to fund the program responsibilities of municipalities. Property taxes (residential and non-residential) are by far the most important revenue source, accounting for 35% in 2003 (up from 30% in 1988). But, residential property taxes are commonly viewed as regressive in relation to income. This study uses the 2001 Census of Population to quantify the regressiveness of residential property taxes in Canadian municipalities, and to examine whether regressive taxes are generally attributable to lower-income seniors living in high-priced homes.

    Release date: 2005-06-20

  • Articles and reports: 75-001-X200410413117
    Description:

    This paper examines the economic challenges of moving to a new country.

    Release date: 2004-06-14

  • Articles and reports: 75-001-X200311013102
    Description:

    This article examines the changes to family wealth during the economic boom of 1984 to 1999. In the absence of longitudinal data, changes in family wealth can be estimated using cohorts of 'similar' families from two points in time.

    Release date: 2003-12-08

  • Articles and reports: 75-001-X200310813097
    Description:

    This paper examines the factors that influence the decision to hire domestic help.

    Release date: 2003-08-26

  • Articles and reports: 75-001-X200310113083
    Description:

    This article takes a brief look at family incomes in 2000 and changes that have occurred since 1980.

    Release date: 2003-03-24

  • Articles and reports: 75-001-X200310113082
    Description:

    This paper looks at why people contribute to registered retirement savings plans (RRSPs). It examines personal and family characteristics.

    Release date: 2003-03-24

  • Articles and reports: 75-001-X20010075880
    Description:

    This article looks at several factors which all influence the rate at which people participate in registered retirement savings plans (RRSPs).

    Release date: 2001-09-12

  • Articles and reports: 88-003-X20010025760
    Description:

    In April 2001, Statistics Canada released information from the Survey of electronic commerce and technology, 2000. Among the interesting findings, the data revealed that while sales over the Internet rose sharply in 2000, the proportion of businesses selling on-line fell.

    Release date: 2001-05-02

  • Articles and reports: 81-003-X19980044653
    Description:

    This paper is a joint project of Human Resources Development Canada and Statistics Canada which uses data from the Canada Sudent Loans Program administrative data system to examine general patterns of Canada Student Loan debt in the 1990-91 to 1995-96 time frame for all full-time students, as well as specific trends in student debt by type of educational institution attended. It does not examine loans received through provincial programs. First, we look at the number of students with Canada Student Loans who entered into repayment and the average values of their loans in 1995 constant dollars. We then go on to analyse trends in loan activity and replayment patterns, including repayment difficulties, loan defaults and bankruptcies, and early repayment in full.

    Release date: 1999-07-30

  • Articles and reports: 89-553-X19980014018
    Description:

    In this chapter we document trends in social transfers, market incomes and family composition from 1973 through 1995, and their impact on the incidence of low-income among four generations: children (new-borns to those 14 years of age), young adults (25 to 34), the older working-age population (45 to 54), and the elderly (over 65).

    Release date: 1998-11-05

  • Articles and reports: 75-001-X199100352
    Description:

    Are the rich getting richer and the poor getting poorer? This article studies the growth of family income and the distribution of after-tax income in the 1980s.

    Release date: 1991-09-05

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