Table 3
Retired couples with earnings replacement rates below selected thresholds in 2006, by pension coverage and 1989 to 1991 earnings quintiles
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| Earnings replacement rates | Neither spouse has registered pension plan | Only husband has registered pension plan | Both spouses have registered pension plan | Only wife has registered pension plan |
|---|---|---|---|---|
| percentage | ||||
| Quintile 2 | ||||
| Less than 40 | 2 | 1 | 1 | 1 |
| Less than 50 | 6 | 2 | 1 | 2 |
| Less than 60 | 22 | 12 | 7 | 9 |
| More than 100 | 26 | 19 | 29 | 39 |
| Quintile 3 | ||||
| Less than 40 | 4 | 1 | 1 | 1 |
| Less than 50 | 24 | 10 | 9 | 7 |
| Less than 60 | 43 | 29 | 30 | 21 |
| More than 100 | 19 | 11 | 9 | 26 |
| Quintile 4 | ||||
| Less than 40 | 12 | 4 | 2 | 6 |
| Less than 50 | 28 | 17 | 12 | 19 |
| Less than 60 | 42 | 37 | 34 | 35 |
| More than 100 | 21 | 10 | 8 | 18 |
| Quintile 5 | ||||
| Less than 40 | 24 | 8 | 4 | 11 |
| Less than 50 | 39 | 21 | 14 | 24 |
| Less than 60 | 50 | 38 | 33 | 38 |
| More than 100 | 18 | 13 | 9 | 11 |
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