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Electronic financial services cover services to individuals, businesses and institutions through networks of banking machines, debit and credit cards, telephone banking and the Internet. Some of the respondents were unable to provide separate estimates for their activities in electronic financial services. This may result in some under-estimation of the values for these services and over-estimation for retail banking services. The aggregated totals including these two segments remain significant.
Certain international treasury transactions, which are netted out in consolidated world results, can significantly affect the Canadian data reported by multinational respondents.
