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Table 2 Logit regression results

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  Coefficient Average marginal effect Marginal effect for at-risk individual
Men
Employment income, 45 to 49 0.14* -0.011 -0.035
Change in employment income
45-49 to 50-54 -0.11* -0.009 -0.027
50-54 to 55-59 -0.11* -0.009 -0.027
55-59 to 60-64 -0.11* -0.008 -0.027
Other individual income, 45 to 49 -0.21* -0.017 -0.052
Change in other individual income
45-49 to 50-54 -0.17* -0.013 -0.042
50-54 to 55-59 -0.16* -0.013 -0.040
55-59 to 60-64 -0.13* -0.010 -0.032
Other family income, 45 to 49 -0.16* -0.013 -0.040
Change in other family income
45-49 to 50-54 -0.12* -0.009 -0.030
50-54 to 55-59 -0.11* -0.009 -0.027
55-59 to 60-64 -0.10* -0.008 -0.025
Years of Registered Retirement Savings Plan (RRSP) contributions -0.03* -0.003 -0.008
Years of Registered Pension Plan (RPP) contributions -0.04* -0.003 -0.009
Years with Employment Insurance (EI) benefits 0.08* 0.007 0.021
Years with social assistance payments 0.32* 0.026 0.079
Disability 0.54* ... ...
Intercept 3.56* ... ...
Women
Employment income, 45 to 49 -0.18* -0.014 -0.042
Change in employment income
45-49 to 50-54 -0.14* -0.011 -0.032
50-54 to 55-59 -0.12* -0.010 -0.028
55-59 to 60-64 -0.11* -0.008 -0.025
Other individual income, 45 to 49 -0.21* -0.017 -0.049
Change in other individual income
45-49 to 50-54 -0.17* -0.014 -0.039
50-54 to 55-59 -0.17* -0.013 -0.039
55-59 to 60-64 -0.10* -0.008 -0.023
Other family income, 45 to 49 -0.19* -0.015 -0.044
Change in other family income
45-49 to 50-54 -0.15* -0.012 -0.035
50-54 to 55-59 -0.13* -0.010 -0.030
55-59 to 60-64 -0.11* -0.008 -0.025
Years of RRSP contributions -0.04* -0.003 -0.010
Years of RPP contributions -0.06* -0.005 -0.014
Years with EI benefits 0.08* 0.006 0.019
Years with social assistance payments 0.35* 0.028 0.081
Disability 0.22* ... ...
Intercept 4.37* ... ...
* statistically significant at the 5% level or better
Note: Dependent variable = 1 if Guaranteed Income Supplement (GIS) collected all years from age 66 to 68, 0 if never collected. Income is in thousands of dollars. A cohort dummy and regional dummies were also included in the regression.
Source: Statistics Canada, Longitudinal Administrative Databank, 2006.