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| Coefficient | Average marginal effect | Marginal effect for at-risk individual | |
|---|---|---|---|
| Men | |||
| Employment income, 45 to 49 | 0.14* | -0.011 | -0.035 |
| Change in employment income | |||
| 45-49 to 50-54 | -0.11* | -0.009 | -0.027 |
| 50-54 to 55-59 | -0.11* | -0.009 | -0.027 |
| 55-59 to 60-64 | -0.11* | -0.008 | -0.027 |
| Other individual income, 45 to 49 | -0.21* | -0.017 | -0.052 |
| Change in other individual income | |||
| 45-49 to 50-54 | -0.17* | -0.013 | -0.042 |
| 50-54 to 55-59 | -0.16* | -0.013 | -0.040 |
| 55-59 to 60-64 | -0.13* | -0.010 | -0.032 |
| Other family income, 45 to 49 | -0.16* | -0.013 | -0.040 |
| Change in other family income | |||
| 45-49 to 50-54 | -0.12* | -0.009 | -0.030 |
| 50-54 to 55-59 | -0.11* | -0.009 | -0.027 |
| 55-59 to 60-64 | -0.10* | -0.008 | -0.025 |
| Years of Registered Retirement Savings Plan (RRSP) contributions | -0.03* | -0.003 | -0.008 |
| Years of Registered Pension Plan (RPP) contributions | -0.04* | -0.003 | -0.009 |
| Years with Employment Insurance (EI) benefits | 0.08* | 0.007 | 0.021 |
| Years with social assistance payments | 0.32* | 0.026 | 0.079 |
| Disability | 0.54* | ... | ... |
| Intercept | 3.56* | ... | ... |
| Women | |||
| Employment income, 45 to 49 | -0.18* | -0.014 | -0.042 |
| Change in employment income | |||
| 45-49 to 50-54 | -0.14* | -0.011 | -0.032 |
| 50-54 to 55-59 | -0.12* | -0.010 | -0.028 |
| 55-59 to 60-64 | -0.11* | -0.008 | -0.025 |
| Other individual income, 45 to 49 | -0.21* | -0.017 | -0.049 |
| Change in other individual income | |||
| 45-49 to 50-54 | -0.17* | -0.014 | -0.039 |
| 50-54 to 55-59 | -0.17* | -0.013 | -0.039 |
| 55-59 to 60-64 | -0.10* | -0.008 | -0.023 |
| Other family income, 45 to 49 | -0.19* | -0.015 | -0.044 |
| Change in other family income | |||
| 45-49 to 50-54 | -0.15* | -0.012 | -0.035 |
| 50-54 to 55-59 | -0.13* | -0.010 | -0.030 |
| 55-59 to 60-64 | -0.11* | -0.008 | -0.025 |
| Years of RRSP contributions | -0.04* | -0.003 | -0.010 |
| Years of RPP contributions | -0.06* | -0.005 | -0.014 |
| Years with EI benefits | 0.08* | 0.006 | 0.019 |
| Years with social assistance payments | 0.35* | 0.028 | 0.081 |
| Disability | 0.22* | ... | ... |
| Intercept | 4.37* | ... | ... |
| * statistically significant at the 5% level or better Note: Dependent variable = 1 if Guaranteed Income Supplement (GIS) collected all years from age 66 to 68, 0 if never collected. Income is in thousands of dollars. A cohort dummy and regional dummies were also included in the regression. Source: Statistics Canada, Longitudinal Administrative Databank, 2006. |
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