Table 12.4
Predicted probability1 of expecting to retire at the same time as one's spouse, for near-retirees2 in dual-earner couples, Canada, 2000
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| Women | Men | |
|---|---|---|
| Age difference with husband | ||
| Wife is at least 5 years older | 41%** | 17%** |
| Wife is 3 to 4 years older | 48% | 57% |
| Wife is 1 to 2 years older | 48% | 49% |
| Same age* | 60% | 57% |
| Husband is 1 to 2 years older | 57% | 52% |
| Husband is 3 to 4 years older | 47%** | 45%* |
| Husband is 5 to 9 years older | 39%** | 36%* |
| Husband is at least 10 years older | 25%** | 16%* |
| Age | ||
| If respondent was aged 45 | 58%** | 47% |
| If respondent was aged 50 | 49%** | 44% |
| If respondent was aged 55 | 41%** | 41% |
| Marital Status | ||
| Common-law union | 44% | 40% |
| Married* | 49% | 44% |
| Presence of children aged 0 to 17 | ||
| None * | 49% | 44% |
| One | 56% | 47% |
| Two or more | 33%** | 41% |
| Presence of children aged 18 or older | ||
| None * | 50% | 44% |
| One | 53% | 43% |
| Two or more | 34%** | 45% |
| Self-rated health | ||
| Excellent | 45% | 47% |
| Very good | 48% | 41% |
| Good | 56% | 43% |
| Fair/Poor | 47% | 48% |
| Expect to be influenced by spouse's health | ||
| Yes | 53% | 45% |
| No* | 46% | 45% |
| Sense of Mastery | ||
| Some, few or no control | 60%** | 46% |
| Most control* | 46% | 44% |
| All control | 49% | 41% |
| Occupation | ||
| Managerial/Professional/Technical | 44%** | 45% |
| Clerical | 47%* | 48% |
| Sales/services* | 56% | 36% |
| Blue collar | 47% | 45% |
| Employment Status | ||
| Self-employed | 68%** | 49% |
| Paid employee* | 44% | 42% |
| Pension Coverage | ||
| Yes | 44%* | 44% |
| No* | 53% | 44% |
| Personal income | ||
| Less than $20,000* | 45% | 46% |
| $20,000 to $39,999 | 44% | 43% |
| $40,000 to $59,999 | 44% | 38% |
| $60,000 and over | 47% | 38% |
| Contribution to household income | ||
| Less than 40%* | 53% | 43% |
| 40% to 59% | 50% | 50% |
| 60% and over | 42%* | 46% |
| Perception of future retirement income | ||
| Adequate | 52%** | 46% |
| Not adequate* | 42% | 42% |
|
* Reference group ** Significant at 0.05 level of confidence or better. 1. Predicted probabilities computed by setting other co-variates to their mean values. For categorical variables like occupation or marital status, the mean values represent the percentage of the population of interest falling in each of the categories of the independent variable. 2. Near retirees are defined as employed individuals aged 45 to 59. Source: Statistics Canada, 2002 General Social Survey. Table source: Statistics Canada, 2008, New Frontiers of Research on Retirement, catalogue number 75-511-XWE. |
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