Survey of Non-Bank Mortgage Lenders (SNBML)

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The purpose of this survey is to collect detailed information from non-bank mortgage lenders on residential mortgages. In recent years, the number of non-bank mortgage lenders and their share of issued mortgages have grown. The survey will collect information on the non-bank portion of the residential mortgage market. The data will be used by the Canada Mortgage and Housing Corporation to better assess the risk in the Canadian housing market.

Your information may also be used by Statistics Canada for other statistical and research purposes.

Collection period:
From February 1 to April 12, 2019
Collection method:
Paper questionnaire
Survey participation:
Mandatory under the Statistics Act
  • Block Information Confidentiality

    Confidentiality

    Data are collected under the authority of the Statistics Act, Revised Statutes of Canada, 1985, Chapter S-19.

    By law, Statistics Canada is prohibited from releasing any information it collects that could identify any person, business, or organization, unless consent has been given by the respondent, or as permitted by the Statistics Act. Statistics Canada will use the information from this survey for statistical purposes only.

  • Block Information on Data sharing agreements and record linkage

    Data sharing agreements and record linkage

    Data sharing agreements

    To reduce response burden, Statistics Canada has entered into data-sharing agreements with provincial and territorial statistical agencies and other government organizations, which have agreed to keep the data confidential and use them only for statistical purposes. Statistics Canada will only share data from this survey with those organizations that have demonstrated a requirement to use the data.

    Section 11 of the Statistics Act provides for the sharing of information with provincial and territorial statistical agencies that meet certain conditions. These agencies must have the legislative authority to collect the same information, on a mandatory basis, and the legislation must provide substantially the same provisions for confidentiality and penalties for disclosure of confidential information as the Statistics Act. Because these agencies have the legal authority to compel businesses to provide the same information, consent is not requested and businesses may not object to the sharing of the data.

    For this survey, there are Section 11 agreements with the provincial and territorial statistical agencies of Newfoundland and Labrador, Nova Scotia, New Brunswick, Quebec, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia, and the Yukon. The shared data will be limited to information pertaining to business establishments located within the jurisdiction of the respective province or territory.

    Section 12 of the Statistics Act provides for the sharing of information with federal, provincial or territorial government organizations. Under Section 12, you may refuse to share your information with any of these organizations by writing a letter of objection to the Chief Statistician, specifying the organizations with which you do not want Statistics Canada to share your data and mailing it to the following address:

    Chief Statistician of Canada
    Statistics Canada
    Attention of Director, Enterprise Statistics Division
    150 Tunney’s Pasture Driveway
    Ottawa, Ontario
    K1A 0T6

    You may also contact us by email at statcan.esd-helpdesk-dse-bureaudedepannage.statcan@canada.ca or by fax at 613-951-6583.

    For this survey, there are Section 12 agreements with the statistical agencies of Prince Edward Island, Northwest Territories and Nunavut, as well as with the Canadian Mortgage and Housing Corporation.

    For agreements with provincial and territorial government organizations, the shared data will be limited to information pertaining to business establishments located within the jurisdiction of the respective province or territory.

    Record linkage

    To enhance the data from this survey and to reduce the response burden, Statistics Canada may combine the information you provide with data from other surveys or administrative sources.

  • Block Information on Topics covered in the survey

    Topics covered in the survey

    Questions will be asked about residential mortgages, including

    • outstanding and new loans extended during the quarter
    • loans in arrears
    • amortization periods
    • total debt service (TDS) and loan to value ratios (LTV)
    • interest rate charged on new funds advanced during the quarter.
  • Block Information on Published data

    Published data

    Statistics Canada publishes the results of its surveys in many formats. To find all the documents related to this survey, follow the links below and type the name of the survey in the search engine located at the left of your screen to filter the results.

    Data: You will find tables, profiles of a community or region, thematic maps, public use microdata files, and data visualization tools.

    Analysis: You will have direct access to Stats in brief (e.g., releases from The Daily, fact sheets), articles and reports, and journals and periodicals.

  • For more information about this survey (questionnaires, definitions, data sources and methods used): survey number 5249
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